If you’ve been injured in a car accident anywhere in Arizona, the team at Tony Merchant and Associates can help. We’ve handled hundreds of cases like yours. We’re familiar with all the local insurance companies, their attorneys, and the tricks they like to play.
Your car accident attorney will help you recover money to pay for your medical bills, lost wages, pain, and suffering. If your car accident injuries are catastrophic enough to make it impossible for you to work in the future your settlement will also include compensation for your loss of earning capacity.
Arizona has a fault-based insurance system. That means that the person who is deemed at-fault for the accident will be responsible for paying the liability expenses. Usually, this means their car insurance company will be paying the claim. You won’t be harming the other driver by pursuing compensation.
Yet you’re not “off the hook” just because the other driver has been declared at-fault. Arizona is also a comparative negligence state. Each driver is assigned a “percentage” of fault. Unless your percentage is 0%, then you can expect your eventual personal injury award to be reduced by whatever percentage gets assigned to you.
You can expect the other driver’s insurance company is going to do everything in its power to try to increase your percentage of fault. Your attorney will need to dig deep into the facts of the case and defend your actions while demonstrating why the other driver should bear the brunt of the blame.
Arizona uses the multiplier system for pain and suffering awards. They take the sum of your medical damages and then multiply that sum by a number that’s between 1 and 5. “1” is the least severe injury. “5” would be for a catastrophic, life-changing injury.
Pain and suffering awards cover not just your pain, but any disability, disfigurement, and psychological injury which you may have sustained as a result of your car accident.
The amount of the multiplier is a negotiable point. During your settlement conference your attorney will be trying to push it higher. The defendant’s attorney will be trying to push it lower.
t’s wise to contact a car accident attorney as soon as you’re medically capable of doing so. You can do it before you’ve even been discharged from the hospital.
There are significant advantages to working with an attorney early. Your personal injury attorney can file your claim on your behalf and deal with the insurance company so you don’t have to worry about making mistakes. All the evidence is also fresh, ensuring that your attorney has a better chance of strengthening your case.
When you wait, you give the defendant’s attorneys a head start. They’ll also start trying to talk you into accepting less money than is your due, just to ensure you can never get any more money out of them. Witnesses and evidence can also disappear when you wait.
In short, the faster you contact an attorney the more likely you are to win your car accident case.
We’ve been helping Arizona drivers for over 30 years, and have brought hundreds of cases to a successful conclusion. We can do the same for you.
Book a no-obligation case consultation today. Click here to get started.