Getting into an accident is stressful enough, but what happens when you get into an accident with a hit-and-run driver?
You’ll be pleased to know that you’re entitled to compensation either way, and can pursue a claim whether the driver is caught or not. The way you pursue the claim may or may not change if the driver is found.
If the driver isn’t found you’ll have to turn to your own insurance policy. This will most likely come out of your uninsured/underinsured motorist coverage, and you’ll be covered up to policy limits.
The possibility of getting into an accident with a hit and run driver is one reason why it’s absolutely imperative to make sure you have a sufficient level of UM coverage.
One of two things will happen if the driver is found.
If the driver isn’t insured, then you’ll probably still have to pursue a UM claim. It’s unlikely the driver will have enough money to make it worthwhile to sue the driver directly. Your own insurance company will likely “subrogate” against that driver, though, which means they’ll seek to make that person pay them what they paid you.
That’s not your problem though, and it means you’ll get reimbursement faster than if you’d tried to collect from that driver yourself.
If the driver is insured, then you’ll pursue a personal injury claim as normal. The claim will likely be considerably more than a standard claim, as you’ll have an excellent argument for adding punitive damages to the claim.
You can get compensation for your damaged vehicle, coverage for your medical bills, reimbursement for lost wages, and reimbursement for other associated expenses. If you require long-term care or lose the capacity to work then you can expect compensation for these things as well.
You will also be able to make a pain and suffering claim, in addition to the aforementioned punitive damages.
The exact figure will depend on the extent of your injuries, the facts of the case, and your attorney’s ability to negotiate your claim.
Tony Merchant is an award-winning personal injury attorney with over 30 years of experience. He has won millions of dollars for clients just like you and knows how to turn any case to the best advantage of his clients. He’s known as a savvy negotiator and a tough litigator who gets the job done right. He’s been published in numerous law journals and has a long, distinguished career. You can put all of that legal acumen in your corner, knowing Tony Merchant will fight for your rights.
Mr. Merchant works on contingency, which means he doesn’t get paid until he’s successfully negotiated your claim. You don’t have to worry about coming up with a retainer or an exorbitant hourly rate.
Hold that hit and run driver accountable. Call (480) 581-8801 to schedule a free consultation today.