Workers Compensation Settlements in Arizona
Workplace injury is an unfortunate issue that has been around for far too long. While it is inevitable to avoid all kinds of tragic work-related accidents, companies must take proper precautions to keep their employees safe. Besides that, it is also crucial that employees receive a fair amount of workers’ compensation when they face a work-related injury.
Workers Compensation Settlements in Arizona
Sometimes, the accidents employees face – especially in hazardous industrial work environments – leave a lasting injury that profoundly impacts the victim’s life. At those time, simply permitting sick leave is not enough. Instead, employees should be compensated for what they faced and possibly will have to endure the aftermath for a long time.
Workers’ compensation settlement is a right for employees that have only been legalized recently. However, it has become mandatory in all states in the USA, fortunately. However, in this article, we will discuss the workers’ compensation settlement in Arizona.
What is a Workers’ Compensation Settlement?
Workers’ compensation settlement is a law that allows employees who might have gotten injured at work while doing their job to receive financial compensation. The monetary compensation is given to the employee in installments, or the entire sum will be given at once.
In Arizona, workman’s compensation has become law only recently. It is a legal right for any employee who might get a work-related injury to demand and receive compensation. All employers, private and public, are obligated to compensate injured workers.
The Calculation Process
The calculation process of AZ workers’ comp is simple and is done by considering multiple factors such as the severity of the injury and the type of injury.
If you ever face a work-related injury, do not rush into claiming your compensation. You must follow the right strategy to ensure you receive the amount of money you deserve. Instead, get medical treatment and wait until you are through all the necessary treatment. Once you are doing better and recovering, only then go forward and claim your workers’ compensation settlement.
To calculate your workers’ compensation settlement, you will need to submit some documents. The documents are as follows:
- Medical records
- Billing statement
- Witness statements
- Accidental reports
Besides the documents mentioned above, you might also have to submit other documents depending on your situation.
There are many factors that are taken into consideration while deciding on the amount of compensation. However, some of the factors that are believed to be most important in this decision making include:
- Wage amount
- Bodily impairment
- Legal fees
- Future medical expenses
Keep in mind, you will not be paid your full salary, but a good part of your salary as workers’ compensation settlement after all the factors are considered and calculated.
In Arizona, workers’ compensation settlement will be completely covered in case of any work-related injury or illness. All the medical expenses will be covered, and there will not a time or cost limitation restriction. They also cover other benefits such as,
- Permanent partial disability benefits
- Temporary total disability benefits
- Permanent total disability benefits
- Death/dependency benefits if an employee die due to a work-related injury
Finalizing the Settlement
When you claim your workman’s comp in Arizona, make sure you seek the guidance of a worker’s compensation attorney. This is because the process of actually acquiring your compensation can be slightly complicated. Thus, the assistance of a professional will make it easier for you.
You will have to file your claim for the workers’ compensation settlement with the Commission. This will then have to be approved by the Arizona Industrial Commission, and only then may you rightfully receive your compensation.
If you are wondering what could be considered a work-related injury, then check out the list below to learn what some of the most common work-related injuries are:
- Slip and Falls
- Motor Vehicle Accidents
- Falls from Heights
- Struck by Objects
- Repetitive Motion
- Struck Against
Suppose you, unfortunately, face those mentioned above or similar injuries at work. In that case, you can stay on the worker’s comp for three to seven years, depending on the severity of the damage. On the other hand, if you face a permanent disability, there is no limit for you then.
Not Eligible for Workers’ Compensation Settlement
While employees of most job sectors are obligated to receive a workers’ compensation settlement for any work-related injury, there are few categories of jobs where the workers will not be compensated.
- Business Owners including Partners and Sole Proprietors.
- Federal Employees
- Railroad Employees
- Part-time Domestic Workers
- Taxi Drivers
- Independent Contractors
Apart from the professions mentioned above, there are more that do not make workers eligible for compensation, which depends on the state and the specific rules.
Arizona Worker’s Compensation Attorneys
Many employees rush into claiming their workers’ compensation settlement without understanding the ins and outs of how it works. As a result, these employees tend to give up more than they receive. Thus, it is highly recommended and advisable that you consult an attorney before approaching the matter.
Discuss with your attorney and understand where you stand and what you stand to lose and to gain. If you are from Arizona and planning to claim worker comp, you can contact the Arizona Injury Law Group, Attorneys at Law, PLLC, for further help.
To conclude, workers’ compensation settlement is a vital part of a worker’s job life, and it must be made mandatory for every job sector. Safety is not promised despite how much caution a company or an employer might take. Thus, it is essential employees are aware that if they face an unfortunate accident, they will be compensated and can seek good medical treatment.
Besides the companies cautions, you should always be alert and on guard, especially if you work in a hazardous condition. Sometimes, work-related injuries lead to permanent injuries that last long, and sometimes the recovery process might be prolonged. Therefore, it is advised that you take every precaution you need to avoid facing any such damages.